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MLI SELECT

Comprehensive guide to CMHC’s MLI Select mortgage loan insurance program for multi-unit rental properties in Canada.

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Last updated March 2026

This website is not affiliated with, endorsed by, or officially connected to the Canada Mortgage and Housing Corporation (CMHC). All calculator results are for illustrative and educational purposes only and do not constitute financial, legal, or investment advice. Always consult qualified professionals and verify current guidelines at cmhc-schl.gc.ca.

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News & Insights

Program updates, scoring strategies, and expert analysis for Canadian multi-unit real estate investors.

Program Updates3 min read

CMHC Updates MLI Select Premium Structure for July 2025

A breakdown of the July 14, 2025 premium changes and what they mean for your next multi-unit deal. New grid, surcharge stacking, and MLI Select discount tiers explained.

March 10, 2026·MLI Select Team
Strategy4 min read

3 Strategies to Hit 100 Points on Your MLI Select Project

Practical scoring combinations to reach the maximum 100-point tier, unlocking 95% LTV, 50-year amortization, and a 30% premium discount.

March 8, 2026·MLI Select Team
Strategy5 min read

Your 10-Step MLI Select Checklist: From Zero to Funded

A condensed, actionable checklist for first-time MLI Select applicants. From qualifying yourself to post-funding obligations — every step in order.

March 5, 2026·MLI Select Team