CMHC MLI Select offers up to 95% financing with 50-year amortizations for multi-unit rental properties. The most powerful government-backed real estate financing program in Canada.
Run the numbers before you talk to anyone. Every tool is free, instant, and requires zero sign-up.
Calculate your project's MLI Select score based on affordability, energy efficiency, and accessibility commitments.
Try itCompare MLI Select financing against conventional lending side-by-side and see the real cash flow difference.
Try itEstimate your CMHC insurance premium with the July 2025 rate framework and see how points reduce costs.
Try itThree steps from idea to funded project.
Input your project details into our scoring calculator. See exactly where you stand on affordability, energy efficiency, and accessibility — and which financing tier you unlock.
Use the cash flow analyzer to compare MLI Select against conventional lending. See the real difference in down payment, monthly cash flow, and long-term returns on your investment.
Connect with an MLI Select specialist who can review your numbers, optimize your scoring strategy, and guide you through the CMHC application process from start to finish.
MLI Select serves a range of real estate professionals and investors across Canada.
Based on official CMHC documentation and the latest July 2025 premium framework.
Rental units insured by CMHC in the last decade
Units insured via MLI Select in 2023 alone
Maximum amortization at 100 points — the longest in Canada
Source: CMHC Official Site
Talk to an MLI Select specialist about your multi-unit investment project.
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